Enter your access code to continue.
You've spent your career protecting everything your clients own — their homes, their cars, their income, their families' futures. Tomorrow From Today gives you something no policy ever has: a way to protect everything they are.
The shift nobody talks about
Two decades of comparison shopping, 15-minute quotes, and price-first advertising turned something meaningful into a transaction. Clients don't call their agent anymore. They call the app. You know this. You've felt it.
"The trusted advisor didn't disappear because clients stopped needing one. They disappeared because nobody gave them a reason to be trusted beyond the price of the premium."
If a Chronicle moved lapse by two points across a book of 500 policies at $1,800 average premium, that would be $18,000 in retained premium a year, every year. Whether it does is the number the founding agencies will prove.
There is nothing tying a client to their agent beyond price and inertia. The moment a competitor is $40 cheaper, the relationship that took years to build is gone in a click.
When a client passes, their children often start fresh with a new agent. The relationship doesn't transfer because there was nothing to transfer. Just a policy number.
What Tomorrow From Today changes
When you introduce a client to Tomorrow From Today, you're not adding a product to a policy. You're becoming the person who helped them leave something that can never be replaced, never depreciate, and has nothing to do with a claim.
Your client sits with a guided Chronicle interview — questions no other agent has ever asked. What do you want your grandchildren to know about you? What did you learn the hard way? Record it. Seal it. It delivers at the milestone they choose.
Most retention tools make it hard to leave. Tomorrow From Today makes it unthinkable. The Chronicle lives with the agent relationship. A client doesn't lapse a policy that has their grandmother's voice in it. That's not lock-in — that's loyalty.
Every Chronicle carries your name. Auto clients. Home clients. Life clients. It doesn't matter which policy introduced the relationship — the Chronicle belongs to the family, and your name is on it forever. Not in the fine print. On the thing they'll play at a graduation twenty years from now.
The agent experience
Set up your branded agent profile in minutes. Your name, your agency, your photo. Every Chronicle your clients create will carry your brand permanently — across auto, home, life, and every line you write.
Your agent dashboard generates a personalized Chronicle link for each client. Send it after a policy review. Include it in a welcome packet. Add it to your signature. The introduction takes 30 seconds. The relationship it creates lasts generations.
A guided interview walks them through questions nobody has ever asked. Voice recordings, photos, written notes — sealed to a milestone they choose. Their 18th birthday. A graduation. A wedding day. You get a notification the moment it's sealed.
Tomorrow From Today sends co-branded emails on your behalf at the moments families are already thinking about the people they love — birthdays, holidays, new beginnings. Your name arrives when it means something. Always earned. Never noise. You don't lift a finger.
When a grandparent contributes to their grandchild's Chronicle, they experience your brand too. TFT gently nudges every contributor to create their own Legacy Chronicle. That's a warm introduction to someone who just demonstrated they care about legacy — and that's a life insurance conversation that writes itself.
The retention flywheel
The Chronicle doesn't just retain a client. It builds a loyalty engine that runs automatically — across your entire book, across every line you write, across generations of the same family.
One link. Any client. Any line of business.
Guided interview. Voice sealed to a milestone.
Your name at the moments families are already thinking about the people they love — birthdays, holidays, new beginnings. Always earned. Never noise.
Contributors create their own Chronicles. Generations refer you.
Co-branded experience
Every email, every Chronicle delivery, every milestone notification carries two names: Tomorrow From Today, and yours. That's not a footnote. That's the point.
Ten years ago, someone who loves Emma sealed a message for this moment. She'll receive everything in her Chronicle on her birthday. There's still time to add your voice — or leave something for the milestones still ahead.
Add to Emma's Chronicle →Your name arrives in their inbox every year on the child's birthday. Automatically.
Graduation approaching? Wedding on the horizon? TFT prompts contributors to add more before the Chronicle opens.
Every contributor gets a gentle nudge to create their own Legacy Chronicle — and an introduction to you as their agent.
Built on trust
The Grandma Policy is absolute: a Chronicle is never deleted. Not when an agent cancels. Not when a subscription lapses. Not ever. The family built something permanent and we treat it that way. Grace mode preserves everything. New recordings pause. The recordings already sealed are there forever. That's not a feature. That's a promise.
If you cancel, your clients' Chronicles are protected. Your branding is not. The co-branded drip, the agent attribution, your name on every milestone email — that's what your membership pays for. When you leave, TFT steps in to serve those families directly. The agents who intend to stay love knowing exactly what they're getting. The ones who were going to cancel anyway don't get a free ride on a brand they're no longer building.
The retention math
Put your own book in. A client who can't take their grandmother's voice to a competing agent doesn't leave — and you keep the renewal.
You choose the improvement; we have no number yet, and we will not invent one. Net value shown is your commission on retained premium, after the tier your book size falls in.
Agency pricing
Every household in your book renews inside a year, so the tier is the size of your book. Every feature is in every tier; the only thing that changes is how many families you can hand a Chronicle to. Billed monthly, no contract.
Founding agencies: year one on us. We ask one thing back — let us show you your retention numbers at twelve months.
Up to 50 handed out in any one month. Extra households $10 each, prepaid.
Up to 100 handed out in any one month. Extra households $10 each, prepaid.
Up to 200 handed out in any one month. Extra households $10 each, prepaid.
Up to 400 handed out in any one month. Extra households $10 each, prepaid.
Everything above, a ceiling set to your pace, and retention reporting across offices. Every Chronicle still carries the agent who gave it, and stays with the family for good.
If a subscription lapses, no new Chronicles can be handed out. Every Chronicle already given stays with the family, delivering, for good. The family never knows.
Founding rates locked permanently. Your name on the Chronicles that define this product. First access to every feature we build. We're opening to 500 agents and closing when we get there.
No payment required to reserve your spot. We'll reach out personally to complete your setup. No spam. Ever.