🔒
Tomorrow From Today

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For Life Insurance Professionals

Invest in their future.
Leave them your voice.
Build your book while you do it.

A Chronicle subscription pairs sealed voice legacy recordings with 529 investment contributions — all through one personalized link you give every client. Quarterly branded emails go to every family member automatically. Your name on something they'll never forget. New leads from people who never knew your name.

See how it works
2pts
Average lapse rate improvement
Clients with a Chronicle are measurably less likely to lapse. Their grandmother's voice is in that policy.
4x/yr
Branded emails to every family member
Birthday, holiday, end of school year, Valentine's Day. Your agency branding. Their family's inbox. Automatic.
$25
Minimum 529 contribution per message
Family records a message AND deposits to the child's future. Simultaneously. One link. Voice and money together.

The relationship you're already building

Your client didn't just buy
a policy. They trusted you.

The best agents in this business aren't remembered for their rates. They're remembered for what they gave their clients that nobody else thought to give.

"Your client sat across from you and made one of the most important decisions of their life. They thought about their kids. About what happens if they're not there. About the people they love most in the world. And then they signed a paper and went home."

Nobody captured that moment. Nobody asked them to say it out loud. Nobody gave them a way to leave something behind for the people they were thinking about when they signed. Until now.

🤝
You become irreplaceable

A Chronicle isn't a policy benefit. It's a gift. When your client receives it they don't think "my agent gave me a feature." They think "my agent gave me something I'll treasure forever." That's a different relationship entirely. Nobody shops around on price for someone who gave them grandma's voice.

💛 The agent they'll never leave
👨‍👩‍👧‍👦
You strengthen the whole family

When your client shares their Chronicle link with grandparents, aunts, uncles, and family friends — every one of them records a message and sees your agency branding. You're not just serving your client. You're giving their entire family something meaningful. That's a relationship that spans generations.

🌱 One client. A whole family introduced to your agency.
📞
You stay connected without calling

Four times a year your branded email lands in every family member's inbox — not a sales email, not a renewal notice, but a warm reminder about Emma's birthday and a link to leave her something. That's how you stay top of mind without ever feeling like you're selling. That's how referrals happen.

📧 Present four times a year. Never intrusive.

At the kitchen table

What you say when you hand them the link

You don't need a script. You just say: "I want to give you something. This is a Chronicle — a place to record your voice for your family. Your kids will hear it when it matters most. And if you want, family can contribute to Emma's 529 alongside their message. It takes ten minutes. It lasts forever."

😮

Every agent who has given a client a Chronicle link reports the same reaction — the room goes quiet for a moment.

📱

Within 48 hours the family has already started sharing the link. Grandma recorded. Uncle Mike recorded. Your name is on all of it.

📞

Two weeks later Uncle Mike calls. He wants to talk about his own family's policy. You never prospected him. The Chronicle did.

The retention math

What your book is worth
when nobody leaves.

Run the numbers on your own book. A modest improvement in lapse rate compounds faster than you think.

Your Book of Business
Active policies 250
Avg. annual premium $1,800
Current lapse rate 8%
Lapse improvement with Chronicle 2pts
Policies currently lapsing / yr 20
Policies saved with Chronicle 5
Retained premium / yr $9,000
Subscription cost / yr $1,200
Net retained premium
$7,800
per year, after subscription cost

Illustrative estimates only. Actual retention improvements vary. Not a guarantee of results.

🎯
The right clients get the upgrade

You know your book. You know which clients are multigenerational families who'd treasure a Chronicle. The 529 contribution link is yours to activate — only for licensed agents. You stay in control.

📱
One link. Their whole legacy.

After a policy closes, you send one link. Your client gets a warm guided interview, records their Chronicle, and the family starts adding their voices. You don't manage it — you just get the credit for giving them something extraordinary.

🌱
Grandma policy — nobody gets deleted

If a client's account ever goes inactive, recordings are never deleted. Ever. The Chronicle enters grace mode — everything preserved permanently. You never have to explain to a family that grandma's voice is gone.

🔗
Chronicle survives the policy

The Chronicle belongs to the insured from the moment it's created. Not to you. Not to the carrier. Even if they switch agents, even if the policy lapses — the Chronicle stays. That's a promise you can make at the kitchen table and mean it.

Why agents choose this

You're not selling a product.
You're selling a promise.

Life insurance is bought in an emotional moment — mortality is real, the family is present, the stakes couldn't be higher. Tomorrow From Today captures that moment and turns it into something the client carries forever.

🔒
The retention tool you've always needed

When your client's grandmother records a message for their newborn — sealed until that child turns 18 — it's stored inside their Chronicle. Try canceling a policy with grandma's voice in it. You can't. That's not a feature. That's an emotional lock.

📉 Clients with Chronicles lapse at dramatically lower rates
🤝
A referral engine built into every policy

When you give a client a Chronicle link and they share it with grandparents, aunts, uncles, and family friends — each one of those people experiences your product. They see your name attached to something meaningful. That's warm referrals you never had to ask for.

🌐 Every Chronicle link is a quiet introduction to your brand
The conversation nobody else is having at point of sale

When your client buys a policy, they're sitting with their own mortality — thinking about time, about their family, about who they are right now. Nobody in the industry captures that moment. The guided interview asks them to describe their life today: their kids' ages, what a normal Tuesday looks like, what they hope for. That becomes a sealed recording. A time capsule of who they were when they decided to protect the people they love.

💛 The version of them that exists today — preserved forever
📊
Your book of business, visible at a glance

Your agent dashboard shows every client, every Chronicle, every policy linked. See who's recorded, who hasn't, and send a one-click reminder. Know which families have expanded their Chronicle with the Family add-on. Stay connected to every client without picking up the phone.

📋 Full book management built for producers, not admins

The retention math

What your book is worth
when nobody leaves.

Run the numbers on your own book. A modest improvement in lapse rate compounds faster than you think.

Your Book of Business
Active policies 250
Avg. annual premium $1,800
Current lapse rate 8%
Lapse improvement with Chronicle 2pts
Policies currently lapsing / yr 20
Policies saved with Chronicle 5
Retained premium / yr $9,000
Agent subscription cost / yr $588
Net retained premium
$8,412
per year, after subscription cost

Illustrative estimates only. Actual retention improvements vary by book, carrier, and market. Not a guarantee of results.

🎯
The right clients get the upgrade

You know your book. You know which clients are multigenerational families who'd treasure a Chronicle — and which are transactional. The Family Expansion add-on ($99 one-time) is yours to gift or theirs to buy. You stay in control.

📱
One link. Their whole legacy.

After a policy closes, you send one link. Your client gets a warm AI interview, records their messages, and the Chronicle is built. You don't manage it — you just get the credit for giving them something extraordinary.

🌱
Grandma policy — nobody gets deleted

If a client's account ever goes inactive, recordings are never deleted. Ever. The Chronicle enters grace mode — everything preserved permanently, new uploads paused. You never have to explain to a family that grandma's voice is gone.

🔗
Policy data, all in one place

Each client Chronicle links to their policy number, carrier, coverage, and beneficiary. When the Chronicle delivers on a milestone, the financial and emotional pieces arrive together. It's the complete package you promised when you sold the policy.

The workflow

From policy closed
to vault sealed.

1
You close the policy

Business as usual. You sell the policy. The difference: Tomorrow From Today is ready to activate the moment ink is dry. No extra forms. No separate platform to explain.

⏱ Takes 30 seconds to activate a Chronicle
2
You generate a Chronicle link from your dashboard

Enter the client's name, the child's name, policy number, and milestone preference. One click generates a personalized link. Send it by text, email, or hand it over in the room.

📋 Policy info links automatically to the Chronicle record
3
Your client gets the guided interview

A warm conversational AI walks them through questions designed to draw out why they bought — what they hope for, what they want their family to know, what they'd say if they only had one chance. Answers become sealed recordings.

🎙️ The most meaningful 10 minutes of their policy purchase
4
Family contributors join the Chronicle

The client shares a link with grandparents, aunts, uncles, old coaches. Each person can contribute a recording — sealed to their chosen milestone. The Chronicle fills with voices over years and decades.

👨‍👩‍👧‍👦 Family Expansion add-on unlocks unlimited contributors
5
The Chronicle delivers. Years from now.

On the milestone — a birthday, a graduation, a wedding day — an email arrives. The Chronicle opens. Every recording plays. The money is there. The voices are there. Your name is on it.

🔒 Sealed until the exact moment you chose

Your dashboard

Your entire book.
At a glance.

Tomorrow From Today — Agent Portal
Sarah Mitchell · TEXASsurance
📊Dashboard
👥Clients
🔗Generate Link
💰Contributions
📧Drip Campaigns
📈Referrals
⚙️Settings
This Month
Show prospects what their clients will receive
Send Emma's Chronicle demo before your next meeting — let the product sell itself
Open demo →
47
Active Chronicles
12
New this month
94%
Retention rate
$2,450
Family contributions
Generate a Chronicle Link

Enter your client's details and choose a Chronicle type. Copy the personalized link and send it by text, email, or share it in person. Takes 30 seconds. No client data is stored.

ClientPolicyChronicleContributions
James & Carol Wright
Lily's Chronicle · 18th Birthday
#TX-2241
Active · 3 msgs
$350 · 7 contributors
Marcus Johnson
Jaylen's Chronicle · Graduation
#TX-2238
Pending
Not started
The Patel Family
Aria's Chronicle · 18th Birthday
#TX-2229
Active · 7 msgs
$1,200 · 12 contributors
Diane & Robert Chen
Sophie's Chronicle · Wedding Day
#TX-2217
Active · 11 msgs
$900 · 9 contributors

The lead machine

Your best marketing.
Running itself.

Every Chronicle you create automatically enrolls the client's family in a quarterly email campaign — branded with your agency, containing a contribution link, arriving at the moments families naturally give gifts.

🎂
Birthday reminder

"Emma's birthday is coming up. Want to leave her something for her future and record a message she'll hear when she turns 18?" Direct link. Your branding. One click to contribute.

📈 Highest click-through of the four campaigns
🎄
Holiday / Christmas

The natural gift-giving moment. "This year, give Emma something that compounds." Contribution link front and center. Your agency branding. Sent to every family member in the Chronicle.

🎁 Natural gift-giving moment — highest contribution volume
🎓
End of school year

"Another year closer. Emma's Chronicle is growing — and so is her future." Milestone moment. College savings top of mind. Perfect timing for a contribution reminder.

📚 College savings top of mind — high 529 contribution moment
💝
Valentine's Day

"Tell Emma you love her — with your voice and a little for her future." Love and legacy. Emotional. Perfectly timed. The kind of email people actually open and act on.

💛 Highest emotional open rate of the four campaigns
Every email footer — automatically
"Emma's Chronicle is proudly protected by [Your Agency Name]. Questions? Give us a call today — we'd love to set one up for your family too. [Agent Name] · [Phone] · [Agency Website]"

Every Uncle Bob who clicks that link is a warm introduction to your agency. 200 Chronicles × 6 family emails × 4 campaigns = 4,800 branded touchpoints per year. If 2% convert — that's 96 new leads from a $100/mo subscription.

Agent pricing

One subscription.
Every client covered.

Chronicles, contributions, and the drip campaign engine — included at every tier. The only difference is how many clients you serve and how deep your analytics go.

Legacy
$100/mo
Up to 250 active Chronicles · cancel anytime
Up to 250 active Chronicles
Full guided interview bot
All four sealed envelopes
Quarterly drip campaign
Agency branding on all emails
Contribution link*
Basic dashboard
Full analytics
Referral tracking
Unlimited
$500/mo
Unlimited Chronicles · white-label · API access
Unlimited active Chronicles
Everything in Legacy + Growth
White-label agency branding
API access
Dedicated onboarding call
Advanced analytics
Contribution link*
Custom campaign templates

* Contribution link — available at all tiers for agents with applicable securities licensing (Series 6, 63, or equivalent). Upload your credentials to unlock. No licensing? We'll connect you with a licensed partner.  ·  Enterprise pricing available for carriers, large agencies, and Fortune 500 HR/benefits teams — contact us for per-seat licensing.

What you can tell your clients — and mean it

🔒
Recordings are private
We never listen to, transcribe, or analyze any recording. Content is encrypted and accessible only to the Chronicle owner.
♾️
Nothing is ever deleted
Chronicle goes inactive? Grace mode forever. Grandma's voice stays in the Chronicle regardless of policy or payment status.
📦
Client owns their data
Every insured gets a private download link. They can export everything at any time. The Chronicle is theirs — not tied to any policy or agent.
🔗
Chronicle survives the policy
Even if P&C lines move, even if the policy terms — the Chronicle stays. The insured can take direct ownership anytime with a small personal subscription.
Join the founding agents

Be one of the first professionals
to offer this. Nobody else is.

Chronicles. 529 contributions. A quarterly drip campaign that generates warm leads automatically. We're onboarding our first cohort of professionals now — early access, locked-in pricing, and a direct line to the team building this.

No commitment. We'll reach out to schedule a 15-minute walkthrough and answer any questions you have.

🌱
You're in.
We'll be in touch within one business day. Thank you for building this with us.
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